Your smart money companion

Say it.
Snap it.
Kupio does the rest.

Voice in 3 seconds. AI reads the receipt. An advisor explains where the money went. Taxes in 19 countries. Loans, goals, eight themes. Data stays on your phone — no account, no ads.

Download on the App Store Watch the demo

6 languages
22 currencies
iOS 15+
No sign-up

How it works

Fast. Simple. Automatic.

Just say it

“Coffee, 4 euros” — amount, category and entry in three seconds. No forms, no keyboard.

Snap a receipt

AI reads the total, merchant and category. A pile of paper becomes clean data.

Ask your advisor

Not generic tips — your numbers. Where it went, what to cut, whether the month is on track.

See the full picture

Category ring, daily heatmap, month-end forecast and an honest savings rate.

Goals

Name the dream. Watch it grow.

Skip a habit, add funds, see the date you arrive. Travel, home, or anything you name.

Budgets

Know what’s safe to spend today

Category bars, month spent, and the number before you overspend.

Premium

Taxes in 19 countries

Employee, sole trader or company. Year or month. US states included. An estimate — not tax advice.

Loans

Never miss a payment

Balance, payoff date, and a reminder three days ahead. Mark as paid in one tap.

Tax calculator

19 countries. Employee, self-employed or company. Public rates — an estimate, not tax advice.

Eight themes

Burgundy, glacier, gold, sky, coral — and a glass finish. Pin it so it stays.

Privacy

Your data stays yours

No accountNo registration. Open it — use it.

No adsNo trackers, no banners.

On deviceThe database lives on your phone. Export JSON or CSV anytime.

Minimal cloudOnly the receipt you choose to scan, and an anonymous snapshot for the AI advisor.

Try Kupio today

On the App Store now. Core features are free. Premium unlocks calculators, forecasts and Wrapped.

Open in the App Store

Developer Myroslav Koval · Paris · iOS 15+

Say it. Snap it. Kupio does the rest.

See the app in motion